All loans are subject to credit approval and FFCU policies and procedures. Loan rates are based on credit history, collateral criteria and term of loan.  *5.24% APR is for new auto loans up to 48 months, and includes a 1.00% APR discount for automatic payment (transfer) from your FFCU checking account. Representative example: A $20,000 new auto loan at a fixed rate of 5.24% APR for 48 months would require 48 monthly payments of $462.76. Other terms and conditions subject to change without notice. Restrictions apply. **Loan Department approval required; deferrals may be effected by your credit and other criteria. Interest still accrues. Other restrictions may apply.

***Fees may apply. ****Visa's Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. Refer to your Cardholder Agreement or click on www.ffcu.org for complete details.